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March 15, 2025 |
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Accidental Death & Dismemberment (AD&D)AD&D Insurance acts as an added form of protection should an employee of a participating WRLA member suffer a severe accident causing death or a specific loss as identified in the Loss Schedule described below. Typical AD&D plan designs include: 1. Coverage for AD&D Insurance is available to match the level of the Core Life Insurance AD&D benefits are payable in addition to Life Insurance should an accident result in death. Covered losses are as follows:
Accidental Death & Dismemberment (AD&D) Insurance RatesA flat, competitive rate for AD&D Insurance is available to all members of the WRLA. Through the volume purchasing arrangement the WRLA is able to offer a rate of $0.03 per $1,000 of coverage. For example, if an employee had $50,000 of Basic Life Insurance, $50,000 of AD&D Insurance would result in monthly premiums of $1.50.
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This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer. Copyright © 2002 Morneau Shepell.
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